Home Redesign on a Budget

Whether we like to hear it or not, many changes we experience in life are a good thing. For many, there comes a point in time where we are left feeling uninspired with our surroundings and feel the need to alter its appearance in order to cater to our creative needs at that moment. While introducing new artwork, unique wall décor, or chic furniture sounds like the perfect route to follow when updating a space in our home, many of these home improvement option can get pricey. With that being said, let’s take a look at a few options to pursue that will give our home the makeover it needs without breaking the bank.

Beds are usually the main focus of any bedroom and its style can really set the tone of your space in an instant. However, a bed can be a costly item to update between the headboard, bed frame, mattress, or even duvet cover. Start your bedroom redesign by adding smaller items to the room with decorative throw pillows on your bed, a chic nightstand alarm clock, or framed artwork hung over your headboard to spice up the style. When revamping a dreary area in our home, it’s important to follow the ‘less is more approach’, especially when we’re on a budget. Sometimes little touches of unique décor will bring about the design and mood we’re looking to achieve.

For any bathroom or kitchen in your home, the best way to not only add style but also add value to your home is with lighting fixtures. While you’re shopping for items that fit your budget consider switching to eco-friendly fixtures as this will save you a chunk of change on future energy bills. In addition, energy efficient task lighting cuts down on the amount of energy our home has to use on a daily basis as it illuminates one area at a time while we work around the kitchen or bathroom.

You don’t know when disaster can hit your home. It might happen tonight as you sleep, or maybe when you have gone on vacation. No matter how you look at it, a good homeowner’s policy is vital. Before purchasing a new policy or making changes to your current policy, check out these pointers.

Consider a home security system. Doing this could reduce the annual premium you pay by more than 5 percent! Try to have your system centralized so documentation is much easier.

You should consider the increase in home insurance that you will face if you invest in a swimming pool or trampoline for your property. These items are deemed risky and will likely raise the cost of your premiums by roughly ten percent or even more for the year.

To make sure you’re protected in the case of a disaster, purchase guaranteed replacement value insurance. This ensures that items lost in a disaster will be replaced at their current market value, no matter how much they cost. This is especially important for homes, as the cost of building typically rises over time.

Install smoke detectors in your home. If you do not already have fire alarms, get one or several. Check to see how many fire alarms are recommended for a home of your size. It will lower your home owner’s insurance premium and help to keep you safe in the event of a fire.

Before you even purchase a home, make sure to ask your real estate agent questions about homeowner’s insurance cost. The price of homeowner’s insurance varies, usually depending on location. You do not want to live in an area that is going to leave you broke paying for homeowner’s insurance.

Tips like this can help you, so you don’t just take the word of your insurance agent regarding what you do and don’t need. If companies were to set the price without you knowing, they’d give you barely any insurance for the most money. Take this advice into consideration as you build your plan.